The rt-PCR, antigen and antibody tests are available at “no-cost sharing” (sometimes termed FREE tests). Complete Express Care generates a charge for every single encounter. Please read to understand.

Depending on the circumstances, we may bill you directly or bill your insurance carrier. Regardless of who receives the bill, your insurance carrier is required by law to cover the full cost of your test and its administration as long as you received the test based on an individualized clinical assessment from a licensed or authorized health care provider. Contact your insurance carrier if you have questions about your coverage.

Families First Coronavirus Response Act generally prohibits private health insurance coverage or group health plans from imposing cost-sharing on both the test itself and the health care provider’s administration of the test, as long as the purpose of the testing is for your individualized diagnosis or treatment of COVID-19. However, health insurance plans are not generally required to provide coverage of COVID-19 testing for public surveillance or employment purposes. Short-term, limited duration insurance policies and “excepted benefits” policies may subject members to some portion of the provider’s fee.

Previously the United States Government allocated funds for individuals without insurance, regardless of citizenship or immigration status, and the provider could bill the Illinois HFS COVID or the federal HRSA COVID-19 Uninsured Program. However that fund is depleted and no longer available effective March 22, 2022 @11:59pm. Because of this change, Complete Express Care will charge any patient who is uninsured the cash rates which are posted on our website for testing.

You also must present for yourself and your dependents the following documents:

If you have medical insurance please present or upload to your scheduling chart; a physical card or image of a card showing valid insurance or an ID/Group number is acceptable. We will verify this.

Please provide a valid, government picture identification in person and or upload to your own chart: driver’s license, passport, or a government-issued identification card, or any valid photo document showing your current address, date of birth.

While still in effect, if you do not have medical insurance, you must attest (sign) that you are without medical insurance to qualify for government HRSA fund coverage.

Please provide a valid, government picture identification in person or upload to your own chart: driver’s license, passport, or a government-issued identification card, or any valid photo document showing your current address, date of birth.

Medical Necessity Includes Symptoms of Covid and Direct Exposure. Travel and Work are no longer Medical Necessities.

Sincerely,
Covid Express Care.